Required Procedures for Applying for Loans:

First-Time Borrower Instruction

How to apply for the Federal Direct Subsidized/Unsubsidized Loans:

• Visit www.studentaid.gov
• Borrower, sign in with your FSA User ID and Password
• Complete Counseling (Entrance). Print Confirmation page for your records.
• Complete Master Promissory Note (MPN) for Stafford Subsidized/Unsubsidized). Print Confirmation page for your records.
• Graduate Students complete the Graduate Studies Supplemental Form

Parent PLUS Loan Instruction

• Visit www.studentaid.gov
• Parent, Sign in with your FSA User ID and Password
• Request a Direct PLUS Loan
• Select Parent PLUS
• Once approved, complete Master Promissory Note for PLUS, Parent Loan.
• If denied, contact the Financial Aid Office for further action. (973) 290-4445.

Graduate PLUS Loan Instruction

* Graduate PLUS applications can only be considered if borrower has exceeded their Direct Unsubsidized eligibly for the academic year.

• Visit www.studentaid.gov
• Borrower, Sign in with your FSA User ID and Password
• Request Direct PLUS Loan
• Select Graduate PLUS
• Complete Entrance Counseling for Grad Plus
• Complete Master Promissory Note for Grad Plus

Private Educational Loans

Select Lenders and Compare Products

• Elm Select - Saint Elizabeth University
• Search Saint Elizabeth University
• Select a Lender and APPLY
• Read Disclosure and TILA information
• School Code is #002600

Note: For Private Educational Loans, borrowers have the right and the ability to select the loan provider of their choice and are not required to use the recommended lenders. The lenders have been reviewed by a committee at SEU and selected based on service, interest, fees and benefits to the borrowers.